Integrations
In this section you can learn about different integrations Zoho Books offers and how these integrations can be used for your business.
- Payment Gateways
- Zoho Apps
- Apps
- Zoho Books ZSC Key
Online Payments
In the Zoho Books app, you can now access Online Payments as a separate section directly under Settings.
Zoho Books is integrated with major online payment gateways to help you receive payments for your invoices online. This ensures faster and hassle free receipt of payments and further automates your cash flow and its book keeping. To set up a payment gateway, click the Gear icon on the top right and select Integrations. Now choose Online Payments. You’ll find the list of payment gateways that Zoho Books supports.
Click on a payment gateway to find out how you can use it along with Zoho Books.
- Stripe
- PayPal
- Authorize.Net
- Payflow Pro
- Payments Pro
- 2Checkout
- Braintree
- CSG Forte
- Square
- ACH Payments
Stripe
Integrate with Stripe and receive payments from your customers through their credit card and bank account details.
To set up the Stripe integration:
- Go to Settings > Online Payments.
- Scroll down to Stripe and click Set up Now.
From here, you can set up Stripe and receive payments from your customers using two different methods:
1. Credit Cards
Integrate your organization with Stripe and charge your customer’s credit card to receive payments. Learn more.
You can view the list of countries supported by stripe in this page. The online transaction fees will depend upon the charges specified by Stripe.
2. Bank Accounts using Stripe ACH (Global and US editions)
With Stripe ACH, you can charge your customer’s bank account (only for US customers) to receive payments. Learn more.
PayPal
To setup PayPal as your preferred gateway for receiving payments, click on the Gear icon on the top right hand side corner of the screen. Go to Online Payments and click the Set up Now button adjacent to Paypal logo. Enter the following information and click Save.
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Registered email Address: Enter the email address using which you registered in PayPal.
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Re-enter the email Address: Re-enter the email address for confirmation.
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Default Payment Option:
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PayPal Standard: Choose this mode of payment to transact with your clients from across the globe. Your clients can pay you with a credit card even if they don’t have a PayPal account. You receive your payments instantly. In PayPal standard, a percentage is charged as the transaction fee.
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PayPal Business Payments: Regardless of your invoice amount, the transaction fee charged by PayPal is just 50 cents. Your clients however can make payments only via an eCheck or PayPal balance. The payment may be delayed if the payment is received via eCheck. In this mode of payment, both you and your clients need to have a US PayPal account.
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To help you decide which of the Payment Options work for you, click on the grey question mark icon next to the Default Payment Options field to see the comparison between the two.
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Bank Account: Enter the Bank Account where money received should reflect.
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Page Style: Enter the layout of the payment page, that your customers see. Please note that this option is available only for PayPal Standard users. Click here for more on PayPal’s page style option.
When you setup this integration, your email address will be shared with Paypal.
Transaction charges
The online transaction fees will depend upon the charges specified by PayPal.
Payflow Pro
To set up Payflow Pro, click on the Gear icon on the top right hand side corner of the screen. Go to Online Payments and click the Set up Now button adjacent to Payflow Pro logo. Enter the following information and click Save.
When you register for Payflow Pro, you will receive an email with information like your Partner ID and Vendor name. Please keep that email at hand while filling the details for Payflow Pro.
Then enter the following information and click Save.
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Currency: The currency you set up in your Payflow Pro account. Payflow currently supports transaction in 10 leading currencies.
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Partner: The partner ID as mentioned in your Payflow Pro account.
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Vendor: Your vendor name as mentioned in your Payflow Pro account.
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User: Enter your Payflow Pro username.
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Password: Enter your Payflow Pro password.
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Bank Account: Enter the Bank Account where money received should reflect.
When you setup this integration, the fields mentioned above will be shared with Payflow Pro.
Prerequisites for using with Auto-charge in Zoho Books
In order to use PayFlow Pro for Auto-charge, you need to enable Reference transactions in their merchant account.
- Login to your PayPal account.
- Navigate to Account Administrator.
- Navigate to Manage Security -> Transaction Settings and enable Allow reference transactions.
Configuring Auto-charge Settings
Tip - Countries supported by Payflow Pro: United States, United Kingdom, Canada, Australia, New Zealand.
Transaction charges
The online transaction fees will depend upon the charges specified by Payflow Pro.
Payments Pro
To set up Payments Pro, click on the Gear icon on the top right hand side corner of the screen. Go to Online Payments and click the Set up Now button adjacent to Payments Pro logo. Enter the following information and click Save.
API Username, API Password and Signature
- Login to your PayPal account. Go to Profile and click Request API Credentials under Account Information.
- Choose Set up PayPal API Credentials and Permissions under Option 1.
- Click View API Signature under Option 2.
- Copy the API Username, API password and Signature into corresponding fields in Zoho Books.
When you setup this integration, your API credentials and Signature will be shared with Payments Pro.
Tip - Countries supported by Payments Pro: United States, United Kingdom, Canada.
Transaction charges
The online transaction fees will depend upon the charges specified by Payments Pro.
2Checkout
To configure 2Checkout, click on the Gear icon on the top right hand side corner of the screen. Go to Online Payments and click the Set up Now button adjacent to 2Checkout logo. Enter the following information and click Save.
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2CO Account No: Enter your 2CO Account no provided to you. Ensure that you configure your 2Checkout account by logging in to the 2CO control panel. Read the details on how to configure by clicking on Know more on the right side of the screen.
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Secret Word: Enter the Secret word (Password) here.
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Bank Account: Enter the Bank Account where money received should reflect.
If you haven’t created a 2Checkout merchant account yet, click here to sign up now.
When you setup the integration, your 2CO Account# and Secret Word will be shared with 2Checkout.
Tip - Countries supported by 2Checkout: Supports all countries except North Korea, Iran, Sudan, Syria, Cuba, Myanmar (Burma).
Transaction charges
The online transaction fees will depend upon the charges specified by 2Checkout.
Braintree
To configure BrainTree, click on the Gear icon on the top right hand side corner of the screen. Go to Online Payments and click the Set up Now button adjacent to Braintree logo. Enter the following information and click Save.
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Merchant ID: Provide you Merchant ID here. Login to your BrainTree gateway account and find this detail in the API Keys section. You will also find the required following Key credentials
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Public Key: Enter the Public Key here.
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Private Key: Enter the Private Key here.
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Currency: Select the currency in use in your BrainTree account. BrainTree currently supports transaction in 8 leading currencies.
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Client Side Encryption Key: You will need to paste your Client side Encryption Key here. To find this, log into your BrainTree account and click on API Key section provided on the right pane.
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Bank Account: Enter the Bank Account where money received should reflect.
When you setup this integration, the fields mentioned above will be shared with Braintree.
Tip - Countries supported by Braintree: Works for United States, Canada, Europe, Singapore, Hong Kong, Malaysia, Australia, and New Zealand.
Transaction charges
The online transaction fees will depend upon the charges specified by Braintree.
Square
To set up Square,
- Click on the Gear icon on the top right corner of the screen and select Integrations.
- Select Online Payments and click the Connect button adjacent to the Square logo.
- This action will direct you to the square login page.
- Enter your Square credentials to complete the setup.
Tip - Countries supported by Square: United States and Canada.
Transaction Charges
The online transaction fees will depend upon the charges specified by Square.
ACH Payments in Zoho Books
Zoho Books offers ACH payments via Authorize.Net and CSG Forte gateways, payment gateways that specializes in ACH payments. ACH is a secure payment transfer system that connects all US financial institutions. This facility will allow you to debit payments directly from a customer’s authorized bank account.
The following are the requirements for making ACH payments,
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You must be a US based merchant.
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You need a payment gateway that supports ACH payment.
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In order for customers to make ACH payments, you need to enable Allow this customer to pay via his/her bank account option for your customers under Contacts edit section.
To use ACH facility, you will need to setup Authorize.Net or CSG Forte as the default payment gateway on Zoho Books.
Setting up a bank account for ACH Payments
Step 1:
Go to the Invoices tab. Select the invoice for which a payment needs to be recorded. Click on the Record Payment drop-down and select Charge Customer. A Charge Customer screen will open up.
Step 2:
You will be asked to enter either Credit Card Details or Bank Account Details. In this case, select the tab Bank Account Details and enter the customer’s bank account details. Account number, Account type and Routing number are mandatory fields to configure the bank account.
Select the check-box against Customer authorises “Org Name” to charge his / her checking account for making payment and click on Proceed.
Making payments through Customer Portal.
- Your clients can view a list of invoices sent by you in the portal. If the invoice is unpaid, they can choose to pay instantly by clicking on Pay Now.
- In the following page, they need to choose the Bank Account option and enter their bank account details
Note: Customers can also choose to save their account details for future transactions by checking the Use this account for future transactions option.
Configuring number of retries and intervals
Zoho Books allows you to configure the number of retries necessary in case of a transaction failure. The various configurations available are shown below.
Card Verification Settings
Initially card address was made mandatory in Zoho Books. This was initiated by us to avoid confusions with respect to various payment gateways as different payment gateways have different validations. But now you are given that option to decide on whether the card address needs to be shown or not.
Depending on your choice of gateway you can enable the necessary fields of the card address to be shown or to be made mandatory by making the preferences in Card Verification Settings.
Kindly follow the steps below to make card address related changes:
- Click the Gear icon present at the top right corner of the screen.
- Go to Online Payments and click the Card Verification Settings button.
- Here you can customize card address details accordingly.
Zoho Service Communication (ZSC) Key
Zoho provides numerous world class apps in addition to Zoho Books, such as Zoho CRM, Zoho Invoice, etc. If you have a Zoho CRM account and would like to integrate with your Zoho Books or Zoho Invoice account, you may use this ZSC key to do so. The ZSC Key is a unique key used to communicate between these apps.
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Navigate to Settings > Integrations and select Zoho Books ZSC Key, to get the key or to generate a new one.
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Click on the Regenerate ZSC Key link provided on this page, to generate a new ZSC key.
When cards are used for payment, the payer’s card information will be encrypted and passed to the payement gateway. After the payment is processed and confirmed, the last 4 digits of the card along with the month and year of expiry are stored in the payment details section of Zoho Books.
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