CTC structure in India: format and sample

A CTC structure refers to the framework that determines how an employee gets paid in an organization. It can be broadly broken down as a sum of basic salary, allowances, and deductions.

While it is essential to have a well-defined CTC policy, coming up with the most effective structure can often feel like assembling a puzzle with countless interlocking pieces. It demands a delicate balance of business strategy, compliance, and employee engagement.

The following framework can be considered as the standard CTC structure in India.

*Organizations can declare their CTC allowances, like HRA, conveyance allowance, travel allowance, medical, and children's education allowance as Flexible Benefit Plan (FBP) components.

Learn more about what FBP is, how it works from our article on Flexible Benefit Plan.