Best accounting software for self-employed
Juggling too much at once? Balance it with Zoho Books. Our affordable accounting software helps you manage your finances, giving you more time to focus on strategy and growth. The best part? Our plans start from £0.
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MTD for Income Tax is now available for sole traders!
Gear up for the digital shift with Zoho Books. From maintaining digital records to filing tax returns with HMRC, our MTD‑compliant accounting software makes this transition smooth and hassle‑free.
Learn moreBe a self-starter with Zoho Books
From managing finances to staying compliant, Zoho Books makes accounting simple and personalised
Effortless navigation
Our user-friendly interface is easy to navigate—even if you're new to the platform or just getting started with the basics.
Smart customisation
Not every business is the same, and neither are the needs. Extend your brand, improve efficiency, and personalise your experience with Zoho Books.
Workflow automation
Automate tedious tasks like payment reminders and recurring invoices, and set up workflows that suit your business.
Tax and compliance
Stay aligned with the HMRC's Making Tax Digital requirements by maintaining digital records, submitting quarterly updates, and filing VAT and Income Tax returns directly.
Features tailor-made for the self-employed
Manage multiple projects easily
Do you have too many tasks on your plate? Manage them effectively using timesheets, track every project, and invoice clients based on the time tracked or by fixed cost for the project.
Smart invoices, fast payments
Send polished, professional invoices to your customers and ensure every invoice is recorded as income. For recurring clients, automate the process with periodic invoices, to save time and focus on other important tasks.
Fetch bank feeds
Connect your bank account for secure, real-time bank feeds. Keep your financial data consistently up to date and reconcile transactions with minimal effort.
Get paid on time, every time
Getting paid on time doesn't have to be stressful anymore. Integrate with popular online payment gateways and set up automated payments to avoid the hassle of chasing late payments.
Track and manage expenses
Want to stay on top of your spending? With Zoho Books, you can track and categorise expenses, generate expense reports, and maintain full control over your financial outflows. Plus, with AutoScan, capture and upload receipts with minimal effort.
Your reports made simple
Profit and loss
Get a complete overview of your business performance. You can track the profit and loss for different periods with a clear breakdown of operating and non-operating expenses, all in one place.
Cash flow statement
Monitor your business cash inflows and outflows for specific time periods with ease. You can understand where your money comes from and where it goes, getting clear insights into the company's financial health.
Self‑employment summary
Generate a self-employment summary report in Zoho Books based on SA103S or SA103F formats. Quickly calculate and prepare your self-assessment return with ease. Stay organised and ready for MTD for Income Tax.
Tax season made stress-free
VAT made easy
Set up VAT your way and file with confidence. Zoho Books supports all major VAT schemes and lets you submit VAT returns directly to HMRC while staying fully MTD-compliant.
Effortless MTD Income Tax compliance
Stay ahead of MTD for Income Tax with digital records and seamless HMRC submissions. Send quarterly updates, complete year-end filings, and manage self-assessment with ease.
Manage CIS subcontractor records
Auto-calculate your contractor and subcontractor CIS deductions, generate insightful reports, and file CIS returns directly to the HMRC without relying on third-party tools.
Agent access for stress-free filing
Let your tax agent or accountant file your tax returns on your behalf, streamlining the process and ensuring compliance.
More ways Zoho Books works for self-employed
Customer portal
Enable the customer portal to share invoices, payment history, and due dates all in one place. Collaborate with your clients to speed up quote approvals and simplify bulk payments.
Vendor portal
With a dedicated vendor portal, you can access all your vendor transactions. Keep track of each transaction, collaborate effectively, maintain strong vendor relationships, and much more.
Effortless business management through seamless integration
Zoho ecosystem
Connect effortlessly with Zoho apps to manage your business operations efficiently and boost productivity.
Other apps
From emails to expenses, collaborate seamlessly with multiple third‑party apps and streamline business management.
Need assistance?
Got queries about features, need help with setting up, or want clarity on compliance requirements? We've got you covered!
Contact us
Connect with our product experts for personalized guidance and support.
Schedule a consultation
Find an accountant
Search for expert accountants to manage your books and streamline your finances.
Connect with financial experts
Help Documentation
Get detailed documentation of MTD for IT in Zoho Books, along with FAQs.
Visit our knowledge baseFrequently Asked Questions
No. Zoho Books offers a user-friendly interface that makes navigation easy. Whether you're new to accounting or just starting with the basics, you can use the software without prior expertise.
Yes. You can manage both business and property income in Zoho Books by setting up separate organisations.
Yes. Zoho Books understands that a growing business needs feature upgrades, which is why we offer a wide range of affordable plans to suit your business at different stages. You can start with the free plan and move to the one that best fits your needs as your business grows. Check out our pricing plans to explore the options available.
Yes. Zoho Books supports bank feeds from major UK banks, allowing you to connect your accounts for secure, real-time data.
Yes. Zoho Books is official HMRC-recognised accounting software and supports both VAT and income tax. With plans starting for free, whether you run a business, are a sole trader, or own property, you can remain MTD-compliant.
